The J&K Government administers dozens of welfare schemes providing direct benefits to residents across all demographic groups. Here is a comprehensive list of the most impactful J&K government schemes and how to access them in 2026.
Schemes for Students:
• J&K Scholarship Portal (jkdss.nic.in): Merit and means-based scholarships
• Free Uniform Scheme: Class 1-8 in government schools
• Free Textbook Scheme: Class 1-12 in government schools
• Merit Scholarship: ₹12,000/year for 10th and 12th toppers
Schemes for Women:
• Tejaswini J&K: Women self-help groups with ₹1 lakh seed funding
• Ujjwala 2.0: Free LPG connections for BPL families
• Beti Bachao Beti Padhao: Cash incentive for girl child education
• PM Matru Vandana Yojana: ₹5,000 cash for first child birth
Schemes for Farmers:
• PM-KISAN: ₹6,000/year for small farmers
• J&K Agriculture Subsidy: 50% subsidy on farm equipment
• Kisan Credit Card: Affordable crop loan at 4% interest
• Fasal Bima Yojana: Crop insurance for weather-related losses
All J&K government schemes can be accessed through the J&K Government e-Services portal at jkservices.gov.in or at the nearest Common Service Centre (CSC). Helpdesk: 1800-180-7717 (toll-free).
