Atal Pension Yojana 2023: On June 1, 2015, Prime Minister Shri Narendra Modi launched the Atal Pension Yojana. This scheme offers pension benefits after reaching the age of 60. To participate, individuals must invest between the ages of 18 and 40. Beneficiaries receive a monthly pension ranging from 1000 to 5000. Additionally, in the event of untimely death, benefits will be extended to individuals other than the beneficiaries’ immediate family.
Atal Pension Yojana 2023-APY
Candidates applying under this program must maintain a consistently high level of performance. Once an applicant reaches the age of 60, they will receive financial support in the form of a monthly advanced-age annuity. To be eligible for the Atal Pension Yojana, individuals must be between the ages of 18 and 40, during which time they can take advantage of the scheme’s benefits. To enroll in this plan at age 18, one must pay a continuous premium of Rs 210, while individuals aged 40 must pay premiums ranging from Rs 297 to Rs 1,454.
Atal Pension Yojana in Himachal Pradesh
Himachal Pradesh Labor and Employment Minister Bikram Singh attended the two-day National Labor Conference of State and Union Territories Labor Ministers and Labor Secretaries at Tirupati, Andhra Pradesh on Thursday, 26 August 2023. State leader Narendra Modi participated in this meeting through virtual. medium. During this meeting, Minister Bikram Singh ji has said that the benefits of Atal Pension Yojana have been approached to give the benefits of Atal Pension Yojana to the existing recipients and new ones of Himachal Pradesh till 31st March 2023. About Rs 20 crore will be spent on this scheme in 2023. Under this scheme, 1 lakh people have been enrolled in the state. Presently Himachal Government has increased the present farthest reach of the State Government from ₹ 2000 per annum to ₹ 3000 per annum under Atal Pension Yojana 2023.
How to make installment through UPI under Atal Pension Yojana?
Under this scheme interested account holders who want to make their commitment through UPI, follow the cycle given below by us.
- You need to, most importantly, visit the authority site of the National Pension Scheme.
- After this you have to enter your PAN number.
- Currently an OTP will come to your enrolled portable number and email which you have to
- enter.
- After this, you have to choose any one option from NPS Tier 1 or 2.
- Currently you have to choose Virtual Account VA.
- After this your bank application will be sent and later you will get the confirmation number.
- Currently you have to opt for the next UPI installment.
- fter that enter your Virtual Record Number and UPI Number.
- Presently make your installment by entering UPI PIN.
- In this way you can make installment through UPI under National Pension Scheme.
Atal Pension Yojana 2023 Highlight
| Scheme Name | Atal Pension Yojana |
| Launched year | 2015 |
| started by | by the central government |
| Beneficiary | People from the unorganized sectors of the country |
| Objective | to provide pension |
Big change in Atal Pension Yojana, annual citizen will not get benefit
An important change has been made in the Atal Pension Yojana sent by the Central Government for the residents working in the disturbed area. The Ministry of Finance has given this notice that now annual citizens cannot join this scheme. This standard will be in place from October 1, 2023. According to the new arrangement of Atal Pension Yojana 2023, a resident who is or has been a valid annual citizen is not eligible to apply under this scheme.
As per this new arrangement, if a resident has joined the scheme on or after October 1 and is treated as an annual citizen on the latest date of execution of the new rule, his/her record will be closed immediately. The annuity amount stored in the records to be closed will be exempted. Apart from this, the public authority will also audit it frequently.
Membership subscribed by over 65 lakh citizens
So far more than 65 lakh residents have made purchases under Atal Pension Yojana. Due to which the number of customers has increased to 3.68 crores. This information has been given by the Ministry of Finance. Due to which the resources under the administration have expanded to Rs 20000 crores. Of the total customers, 56% are men and 44% are women. The participation of this scheme can be taken by every resident of India in the age group of 18 to 40 years. Through this scheme, on attaining the age of 60 years, a base assured benefit of ₹ 1000 to ₹ 5000 is given. Apart from this, the partner is also assured of benefits forever in case the endorser is near.
Registration so far under Atal Pension Yojana
So far more than 40 lakh registrations have been done under Atal Pension Yojana. Through this scheme, a person between the age of 18 to 40 years can invest yes and pension is provided to them after completion of 7 years of investment. If the easy holder dies before 60 years, the tension is provided to his/her life partner. If the person does not have the facility of net banking, then soon it will be easy for them to open an account under Atal Pension Yojana.
The total number of records under the scheme has crossed 4 crore
Under Atal Pension Yojana 99 lakh accounts have been opened till March 2023. After which the total record under this scheme has become 4.01 crores. This data was given by the Union Finance Ministry on 21 April 2023. Out of the total enrollment, 71% through Public Sector Banks, 19% through Regional Rural Banks, 6% through Private Sector Banks and 3% have been eliminated. Payments and small banks. Out of all the work done as on 31st March 2023, 80% of the record holders have settled on a profit plan of ₹ 1000 and 13% of the record holders have opted for an annuity plan of ₹ 5000. Of all the supporters, 44% of the endorsers are women and 56% are digital boys. 45% of the record holders are in the age group of 18 to 25 years.
71 lakh recipients are getting the benefit of Atal Pension Yojana
This data has been given through Parliament on 8 February 2023 that the number of subscribers under Atal Pension Yojana has crossed 71 lakhs till 24 January 2023. The scheme was discontinued in May 2015 with the goal of creating a common government-backed retirement structure. recipients. The scheme is managed by the Pension Fund Regulatory and Development Authority. The number of recipients under this scheme has increased to 7106743 during the financial year 2021-22. The number of subscribers under this scheme in the financial year 2020 was 6883373. The number of customers under this scheme in the financial year 2019 was 5712824.
Moreover, there were 4821632 recipients under this scheme in the monetary year 2018 and the number of recipients in the year 2017 was 2398934. Recipients can get benefits up to ₹1000, ₹2000, ₹3000, ₹4000 and ₹5000 per month. This annuity can be obtained after 60 years of age through Atal Pension Yojana. In the event of the death of the endorser, a similar benefit is ensured to the partner of the deceased through this scheme.
After the passing of both pairs, the benefit reserve is paid to the chosen one. The scheme was launched by Prime Minister Narendra Modi on 9 May 2015 to help the residents of the disorderly area. The Chairman of PFRDA has given this data that a target of completing one crore designations has been set during this financial year.
Get a monthly benefit of ₹ 10000 by money management under Atal Pension Yojana
As you all know that the Atal Pension Yojana was started to give benefits to the old residents. An amount ranging from ₹ 1000 to ₹ 5000 is given as a benefit through this scheme. This amount is paid on the enterprise carried on by the recipients. The residents of the country would really like to get the proper benefits after the age of 60 through this scheme. The largest measure of annuity under this scheme is ₹ 5000. Through this scheme an amount up to ₹ 10000 can be obtained by a couple independently by managing money. This information has been given by the Pension Fund Regulatory and Development Authority.
This scheme was started for the residents of the Malay area. To get the benefit of this scheme, it is mandatory for the recipient to have an investment account in the bank. To take advantage of Atal Pension Yojana, the age of a couple should be between 18 to 40 years.
Atal Pension Yojana’s subscribers’ figures exceeded three crores
As everyone knows that this scheme of the Central Government is providing pension every month in the form of financial assistance to the elderly people above 60 years of age of the country. The Pension Fund Regulatory and Development Authority of India has said on 22 April that so far more than 3 crore subscribers have been added under Atal Pension Yojana in the financial year 2020-21 and they have also said that in the financial year 2020-21. Under this scheme, more than 79 lakh new subscribers have been added. The number of subscribers in Atal Pension Yojana has exceeded three crores.
3.2 crores connected under Atal Pension Yojana
Of the account holders, 70% of the accounts are opened by banks in public areas and the remaining 19% accounts are opened by banks in rural areas. In these 6 months, there has been an increase in the number of account holders joining this scheme.
In the last financial year, about 79.14 lakh new subscribers were added under this scheme, out of which 28% i.e. 22.07 lakh subscribers were added by State Bank of India, along with Canara Bank about 5.89 lakh new subscribers and Indian Bank 5.17 lakh new subscribers. Were.
